Fire Loss and Damage Insurance

Our lawyers have represented clients in scores of fire damage insurance claims and lawsuits, including partial and total fire losses of homes, commercial buildings, separate structures and personal property.  Given our substantial experience, the attorneys of Maloney Lauersdorf Reiner are familiar with the complex issues involved in handling a fire loss, such as determining the cause and origin of the fire, analyzing the scope of work needed to repair the damage, and assessing the value of the damage to the structure and contents.  We have established close relationships with some of the best experts and authorities on fire loss claims to help you achieve the best result on your fire loss claim Over the years, we have developed a thorough understanding of the intricacies involved with a fire loss insurance claim.

Our attorneys have worked on numerous cases addressing issues of the “actual cash value” of property damaged in a fire and whether an insured is entitled to the “replacement cost” of their home or building, including whether the scope of replacement is covered under a policy.  We have litigated issues ranging from whether an insurance company is required to pay the cost of debris removal after a fire, to issues concerning coverage for cleaning, mitigation, and restoration of structures and contents.  We are also familiar with the legal and practical implications of code upgrade coverage issues caused by fire losses, such as damage to the foundation, electric wiring, plumbing and windows.  The breadth of our experience in handling fire loss insurance claims allows us to provide the best advice possible to our clients.

Contact us with any questions about your fire loss insurance dispute.